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Has the tide turned? What the RBA rate pause means for homeowners
Mortgage holders rejoice – the Reserve Bank of Australia (RBA) kept the cash rate on hold in August for the second month in a row. So...

Cleara Finance
Aug 3, 20233 min read


Why are fixed rates still rising? And when might they drop again?
With plenty of pundits tipping interest rates will start to fall in the next 12 months, we look at why the big banks are hiking their...

Cleara Finance
Jul 27, 20232 min read


Where homeowners are spending $1 billion a month
Australians are showering their homes with $1 billion worth of love each month as home improvement spending ramps up. We look at the cost...

Cleara Finance
Jul 20, 20233 min read


Could apartment living help you dive into the property market sooner?
Buying a home for the first time can be challenging, especially with house prices soaring in recent years. So could switching from house...

Cleara Finance
Jul 13, 20233 min read


Mortgage holders breathe a sigh of relief as RBA puts cash rate on hold
Phew! The Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold. So is the end of this rate hike cycle...

Cleara Finance
Jul 4, 20232 min read


Breaking out of mortgage prison: can easing serviceability buffers help?
Have you been keen to refinance but told you can’t? You’re not alone. Many Australian households are currently locked into their home...

Cleara Finance
Jun 29, 20233 min read


Homebuying intentions climb as Aussies untie themselves from rental crunch
Despite the soaring cost of living and successive interest rate hikes, homebuying intentions have climbed, latest data shows. So why are...

Cleara Finance
Jun 22, 20233 min read


Mortgage serviceability: how to jump through the hoops
Mortgage serviceability can feel like a frustrating hurdle to clear. But it’s an important safeguard against borrowing too much,...

Cleara Finance
Jun 15, 20233 min read


RBA attempts to beat back inflation with another rate hike, up to 4.10%
Drumroll … The RBA has hiked the official cash rate for the 12th time since April 2022, increasing it to 4.10%. How much will this...

Cleara Finance
Jun 6, 20233 min read


Why more Aussies are turning their backs on the McMansion
Australians are increasingly “thinking small” when it comes to buying a home and cracking the property market. And with perks like...

Cleara Finance
Jun 1, 20233 min read


Is the property market starting to rebound?
Navigating the Australian property market over the past year has felt like standing on shifting sands. But is the market starting to...

Cleara Finance
May 25, 20233 min read


Property valuation: what you need to know when buying a home
When buying property, it’s good to know the market value. After all, you want to know you’re paying a fair amount. But the property’s...

Cleara Finance
May 18, 20233 min read


Heads up business owners: the asset write-off deadline is looming!
Business owners wanting to buy a vehicle, asset or important piece of equipment and immediately write off the full cost have just over a...

Cleara Finance
May 11, 20233 min read


More home buyers set to benefit from low deposit, no LMI schemes
More Australians (and permanent residents!) will soon be eligible for a leg up into the property market under an expanded Home Guarantee...

Cleara Finance
May 11, 20233 min read


Homeowners brace as RBA raises cash rate to 3.85%
The Reserve Bank of Australia (RBA) has increased the official cash rate for the 11th time in the past year, taking it to 3.85%. Have we...

Cleara Finance
May 2, 20233 min read


Tips to help stay on top amidst the rate hike cycle
With every RBA rate rise announcement, mortgage holders brace themselves for impending repayment increases. Here’s how to stay on top of...

Cleara Finance
Apr 27, 20233 min read


Property listings and prices are bouncing back
As property prices start to climb, listings are following suit. So if you’re hunting for a home, what does this mean for you? If you’ve...

Cleara Finance
Apr 20, 20232 min read


What is the fixed-rate cliff and how can refinancing help?
You’ve probably heard the term “fixed-rate cliff” bandied about in finance news feeds. But what is it? And if you’re about to head over...

Cleara Finance
Apr 13, 20233 min read


Mortgage holders granted a reprieve as RBA puts interest rates on hold
And … exhale. After 10 straight rate hikes the Reserve Bank of Australia (RBA) has today decided to put the official cash rate on hold....

Cleara Finance
Apr 4, 20233 min read


Money habits that may raise lenders’ eyebrows
We all know being on our monetary best behaviour can help to land a home loan. But did you know there are common spending habits you may...

Cleara Finance
Mar 30, 20233 min read
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